I love the discussion that happened here yesterday – Square Footage and Debt. Thank you for all of the wonderful comments. This is so present in my mind, that I want to toss a few more thoughts out to you.
I want to be clear that while living without debt is a fine goal, it is not just an idealistic plan for us. The key point, that some of you mentioned, is that we need to be very clear that we can handle the payments for any debt we take on. We don’t want to be foolish and risk losing our home all together, and I don’t want the weight of that stress to suck the joy out of our lives.
It’s such a tricky balance, isn’t it?
Here are some of the factors we are weighing out:
1. We still don’t know what our monthly payments are going to be for Dimples’ treatment; Russ called again yesterday, and it hasn’t been determined. We do know that it is going to be a sacrifice for us.
2. Russ can only work so many hours, and sadly, being a professor at a state university doesn’t pay the big bucks. Consulting is helpful, when there is time, but honestly, he has lost so many hours of work over the last several years that now he is catching up as quickly as he can. He is writing papers and research proposals, preparing a new class, serving on committees; all in all, it doesn’t leave much time for outside work.
That being said, if you hear of consulting work for a super smart, hard working hydrologist/climate specialist, let me know!
3. I blog because I love it and I enjoy interacting with all of you. It is hugely therapeutic for me to process this parenting journey, put it into words, and press the “Publish” button. It has become a ministry for me – which gives me so much joy. Writing has also led to opportunities to speak, which is really great because then I get to see you all face to face.
Several of you suggested that I put a “Donate” button on my blog so that people who want to contribute to Dimples’ needs would have an easy means of doing that. I am so touched that you would suggest it…and scared to death to offend anybody. We’ll need to do some serious thinking and praying about that. Thank you for caring so much about us.
4. Most of all, we want to honor the Lord Jesus. We want to be clear about needs and wants. We want to trust him, knowing that he knows our every need, and that sometimes he even delights to meet our wants.
Thanks for letting me process this with you – you build my faith!
In happy news, the first step of the project (whatever it ends up being), begins today. Russ ordered some beams to begin building storage in the loft of our barn. Our garage is packed with bins of homeschooling materials I still need, clothes the kids are growing into, camping gear, the extra bench seat for our big van, my treadmill (which is hard to access these days), and so much more. We have to empty it out to begin the remodel, which will involve either eliminating the garage all together (although we hope not), or using that space for other rooms and a new garage being added in an addition.
I am ready to declutter and give away lots of what is stored in there!
The second exciting thing that is happening today is that a retired general contractor from our church is coming over to meet with us and talk about the project. Months ago he offered to help us, but we were so consumed with Dimples’ needs that we weren’t able to move forward. The financial dilemma stumped us too. My prayer is that the Lord will make it so clear to all of us!
Third, a friend who is a financial planner invited us over tonight to talk through some of the financial issues. We’re wondering if fresh eyes might give us some new ideas. We really enjoy Rick and Beth and are looking forward to spending time with them.
Have a great weekend, friends! Whatever we do, I’ll be sure to post photos and share the journey with you.